Friday, 25 January 2019

INSURANCE FOR SENIOR CITIZENS


Senior citizens who remained employed in companies because of their professional status and long experience now find it beyond affordable the premiums demanded for medical insurance by insurance companies. It appears that the very principle of insurance is ignored . It also appears that there is no standard followed in calculations of premiums. The premiums are target and group size based. The employees in the age group of 65 to 75 are loaded with maximum premiums. If complained the premiums are adjusted by averaging with that of less aged group and the targeted premiums maintained with only slight changes. It is time that concerned authorities give proper guide lines to industry so that senior citizens are able to enjoy the benefits of medical insurance at reasonable premiums paid.

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